Marco Sison, The Intelligent Hustler

How an average guy lives an above average life- Your Guidebook for Passive Income, Side Hustles, Personal Finance, and Pro Life Tips

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Is Retiring in Vietnam Worth The Money?

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You can retire in many places for significantly less than what it would cost in the US.


As an example, the average wage of a professional white collar worker in Vietnam is ~$450 per month.

Banking: 7.6 million VND/month

Pharmacy: 7 million VND/month

Food Industry: 2.3 million VND/month

Western English Teacher: $1000-$3000 (varies a considerable degree, depending on who you ask)

 Bai but Resort Da Nang Vietnam

The natural follow up question to "What does it cost to retire in Vietnam/Thailand/Philippines?", is "What kind of lifestyle can I expect to live?"

Many Westerners would not be comfortable living "native": smaller housing, street food, and less creature comforts than in their home country.  At the same time, most retirees could not expect to live on what a typical corporate expat would be paid. Western companies usually pay housing, car, schooling, tax benefits, and an executive level salary. Total compensation packages of over $250,000 are not unusual for a corporate expat. With the stark juxtaposition of living like a native or living like a Vice President, what expectations should a retiree realistically have in a low cost developing country?  

I asked several blogs and websites for their opinion on my ability to retire in Vietnam and Thailand on a modest retiree income.  The range of "required" income varied between $1000-$2000.  The unknown variable always being what my definition of "comfortable" lifestyle would be.  With SPECIAL THANKS to the awesome communities of ESL cafe, Reddit, and Quora, I came up with a better barometer of a retirement budget.  It provides me additional detail on what "luxury" or "comfort" lifestyle may mean.  The intent is to use the worksheet to set expectations and better describe specific examples of a retiree lifestyle in Hanoi, Vietnam. 

Hanoi street food

For people with experience in Vietnam or Thailand, what do you think?  Are the numbers close? Are the prices estimated reasonable?  Is there anything that you feel is left out or grossly misrepresented?


Based on your feedback, I will revise the spreadsheet and repost with corrections.  If anyone would like a copy of the worksheet to help come up with their own retirement budget, please let me know and I can email it to you.


Please leave your feedback and corrections in the comment section below.



Blog posted from Rio de Janeiro - State of Rio de Janeiro, Brazil View larger map

I Am Marco Sison And I Am A:

-a market builder  -an entrepreneur

 -a product manager  -a business development leader

-an international traveler  -a technology geek

   -an All Round Good Guy